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Rather than watching potential customers click away from their e-commerce sites, many businesses have been adding live chat support.

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"This particular Shylock configuration uses a classic Mit B ["man in the browser"] structure with plenty of fake HTML page injections and uses complex external Java Script resources." After the malware is downloaded, it lies dormant until the victim opens up his or her online banking site.

The intial message about the bank running a security check flashes up followed by this fake message: The system couldn't identify your PC.

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